Frequently Asked QuestionsQuestions about our company, about Insula Token (ISLA) and about our consulting offers
About our Private Limited Company
What does Insula offer in simple terms?
We offer 3 strictly different products: i.e they are not the same, but 3 very different Tokens.
- An investment fund (under the form of a Token)
- A cryptocurrency (under the form of a Token)
- A deposit banking system (under the form of a Token)
All of these products are called « Insula Token », because they were created by Insula.
Although our cryptocurrency (2) works together with our deposit banking system (3), they are still strictly different products.
How does the investment software work?
In Insula, only you, the depositor, can ever withdraw your own funds. Insula fund managers & the Insula network can only trade the assets on your behalf, but not withdraw them into their wallets.
It is the code that says it, not us- you do not need to believe us, it is just the case per se.
« Code is Law »/ « In Code we Trust ».
What is the investment style?
We only accept Ethereum as base investment as Insula is a crypto to crypto specialist.
Our investment style is actively managed portfolio that deliver absolute returns in Ethereum terms.
For example, if the client invests 1 Ethereum in our fund, the goal is to give back to the client 1.1 Ethereum,which would mean a 10% absolute gain in this case – independently from Ethereum’s value in US Dollar or Euros.
Definition: The absolute return or simply return is a measure of the gain or loss on an investment portfolio expressed as a percentage of invested capital.
In simple terms, what is the investment philosophy & strategy?
The strategy is an 1) actively traded fund, that yet remains 2) market neutral. (diversified).
This in order to remain aligned with our mission statement : Insula delivers absolute returns out of purely quantitative decision making through programatically executed solutions.
To reach such a result:
- We break down Ethereum into a naively diversified basket of low-price correlated tokens, in order to reduce the portfolio’s variance.
- We then command the trading of coins that appreciated against Ethereum to turn unrealized gains into realized ones, still in Ethereum terms.
Decision making is made upon buy/sell automated signal generations, based on averaged out mathematical oscillators & indicators (100% technical automated analysis to slash human bias to 0%).
Willing to learn more about how we do it? Check our Investment Philosophy page.
How is the fund allocation and trading executed?
At the present moment:
– Centralized Portfolio Management allocation (Portfolio Management System) is manual, although based on quantitive methods. (Insula’s investment philosophy). It will be fully automated and autonomous very soon- we are currenlty translating our 1271 signal based centralized bots into decentralized autonomous intelligent bots.
– Decentralized Trading (Order Execution Management System), is automated, through a SuperDex (Decentralized Exchange) infrastructure that pools liquidity from both Decentralized and Centralized liquidity for optimal best execution and pricing across the available liquidity network. It translates in having access to a narrow bid-ask spread across various on-chain liquidity venues
How much do you charge to manage & take cybersecure custody of Ethereum?
– 0% if your investment does not grow.
– 30% performance fee if your investment grows.
0%, our liquidity pool will remain free forever- you actually get paid interests.
What happens to my funds if Insula Investment Management Ltd bankrupts and/or its website crashes/gets hacked?
Nothing can happen to your funds, ever!
Everything is still in your very own Web3 wallet, in your own hands forever, while our investment vehicles are deployed & active on the immutable Blockchain until infinity, without the need for any human intervention to proceed to deposit & withdrawal.
Thanks to Insula’s proprietary innovation, counter-party & bankruptcy risk is a nightmare from the past.
We chose to offer a disinter-mediated, transparent & secure investment solution to our clients.
With Insula, your crypto is stored on a Blockchain, the only place where crypto belongs to.
What are the costs that Insula is incurring to run such an investment system?
Unbiased Automation at the Center:
Costs such as Back Office & Administrative Costs, Technology Costs, Tax and Audit Costs are limited as they are processed by a machine. More, machines are not addicted to creative accountings & insider trading – unlike humans who will never outperform the unbiased point of view of machines.
This solves the long-lasting hedge fund integrity issue.
Creative Humans at the Edges:
The only costs that remain are reduced to Legal and Marketing costs, allowing Insula to run on a lean & extremely competitive model as a Crypto Hedge Fund.
How does Insula make money then?
Very simply put Insula makes money from:
1. Charging 3000 Insulas per hour for delivery person to person interactions.
2. Charging 30% performance fees on its investment vehicles.
This is it.
How is Insula's legal & corporate decentralized structure organized?
Our valuation structure is hybrid:
Publicly listed Blockchain Decentralized Autonomous Corporation + Distributed Insula private limited liability companies.
What are Insula's Website AML,KYC, GDPR & Business Compliance Policy procedures?
Consult Insula’s Website Terms: https://insulainvestments.com/website-terms-conditions/
Consult Business Compliance Policy: https://www.insulainvestments.co.uk/compliance
For investment :
It is outsourced to the Exchange on which you buy your crypto.
For consulting services:
We do it in house, as we developed an extensive KYC questionnaire that the client needs to fill before we can accept his payment for our service delivery.
We will soon switch to storing stakeholders data on a Blockchain.
We do do not commercialize our stakeholder’s data- never.
Current Data Protection Officer is Jules Becci de la Riviere. – Tier 1 Certificate from UK Information Commissioner’s Office
Insula Invesrtment Management Ltd pays its tax on its profit to HMRC at the standard cryptoasset rate.
Insula’s employess an investors are requested by the management to pay their tax on their profit to HMRC at the standard cryptoasset individual rate.
Assets that are held by the DAO which are are unseizable by anyone (i.e liquidiity pool content), simply stay there as no individual benefits from it per se but a machine which cannnot be held liable and does not benefit from it. Even if the assets appreciate, these assets are not retrievable.
What is decentralization about?
Learn more in the following insightful article on the topic: https://www.cityam.com/the-era-of-decentralisation
What is Defi (Decentralized Finance) about?
Learn more in the following insightful article on the topic:
What is the new user-controlled Semantic Web3 about?
Discover about the new Web3 is about: https://blog.coinbase.com/understanding-web-3-a-user-controlled-internet-a39c21cf83f3
What should I do if I still have pending questions, or if I have a very specific request that cannot be answered on this website?
We kindly invite you to book a session with us. We will answer any question you may have on blockchain and cryptocurrency- after 18 months of Research& Development over 2 countries, we know what we are talking about!
We can connect you to compliant & insitutional stakeholder in crypto & blockchain in the UK, European Region, & the Middle East.
This is a paid service per hour, at a fixed fee of 100€ per hour (paid in Insula token).
CHOOSE THE RIGHT SERVICE FOR YOUR CURRENT NEEDS
Choose from the list: https://www.insulainvestments.co.uk/investment-consulting
PAY INSULA FOR THE PRESTATION:
1-If you are already part of Insula and already own Insulas pay us straight away in Insula Tokens.
2-If you are not part of Insula yet and do not own Insula Tokens yet, no problem all you need to proceed to payment is to follow this quick guide (it takes approximately 5 minutes):
How to join Insula in 5 minutes:
1-Make sure you have purchased and own Ethereum (ETH) here.
2-Create your Metamask wallet here by saving your seed keys safely and securely.
3-Once installed, copy the address of your wallet and send the Ethereum (ETH) into your own wallet. See how to do it here.
4-Then, we will send you by email after the appointment request, the payment process and the quote in order to book the service.
Make sure to pay in advance at 100% in Insula Token trough ISLA payment rails (at the rate of 100€ per hour, minimum one hour).
How do I reach out to a member of the team?
Please book a session with us (paid service):